Services: sports insurance: activity businesses. - Perkins Slade (independent insurance brokers).

We can offer the following products to provide comprehensive insurance protection for your Activity Business.

Civil Liability
Everyone involved in sport and recreation has a responsibility to ensure that they do not cause injury or financial loss to others, or damage to property. If negligence is proved, there is a legal liability to pay compensation. Our Civil Liability Policy provides comprehensive cover for incidents arising out of your Business activities.

Fact: In the last 12 months, we have dealt with over 100 liability claims for skiing/climbing accidents.
Personal Accident
This provides compensation, irrespective of who is to blame, for any catastrophic accident that leads to one of your clients suffering death or permanent disability. Cover operates whilst participating in the recognised activity of the Business.

Fact: The loss of an eye is more frequent than you think - claims have been paid due to hockey balls, snooker cues, football boots or falls of rock going into client's eyes.
Assets
This provides against loss of or accidental damage to your equipment including Buildings, Contents and equipment. It also provides Loss of Revenue cover which will help protect your Business income in the event of an insured peril.

Fact: Some policies do not provide equipment cover whilst on your premises or offsite. This is essential for your business.
Legal Protection
A policy providing indemnity for costs of legal fees, court costs and accountants fees for a range of issues. For example, the tax protection cover includes Inland Revenue investigations or VAT disputes. The policy also provides a 24 hour confidential legal advice line which is available to you seven days a week.

Fact: Solicitor's fees can be £200 per hour. This policy provides unlimited use of an advice line, which will only cost you the price of a phone call.

We also have relationships with other intermediaries for the following classes of insurance:

Life / Critical illness protection
Loss of earnings for key personnel

Event Protection

This provides cover for Cancellation and Abandonment, Property whilst at the Event (and if necessary Public Liability cover is available) up to £50,000 sum insured.

Fact: Over two thirds of event organisers don’t have insurance and more than a third of them have cancelled an event due to circumstances beyond their control.

Event Insurance