Tag Archives: Specialist

The “silver sports club” is a growing trend in the UK with a large proportion of over 70’s playing competitive sport and/or being involved in extreme sports.

This is not a new phenomenon, back in 2010 Perkins Slade became involved in some press articles surrounding the interesting rise in the over 70’s and their growing extreme sports habit and injury rate.

Juxtaposed against the risk of injury that the over 70’s face when it comes to extreme sports, an interesting report conducted by the British Heart foundation (www.healthscotland.com/uploads/documents/4454-2Falls.ppt, slide 21), shows that increased Physical activity in the over 70’s will help in decreasing the amount of falls that this age bracket could have.

Improvement can be seen in:

7 sites (balance, strength, endurance and other multi-disciplinary interventions)
10% lower risk of falling

4 sites (balance training)
25% lower risk of falling

1 site (Tai Chi only – 10 moves)
47% lower risk of falling

With statistics such as those, it’s not a wonder why there are more over 70’s getting involved with sports. Certainly the over 70’s Worcester Cricket club has seen some really good press recently on BBC Cricket with their oldest member at 77 years of age.

There’s no question as to the benefits of sports for the “Silver” generation but it’s really important to ensure that you are insured when you get involved in physical activity at any age.

Perkins Slade are specialist insurance brokers who can help to insure you for the sports you play.

Have you got any interesting and exciting sports stories?

Join the conversation

Perkins Slade is authorised and regulated by the Financial Services Authority.

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No one can dispute that we’ve had changeable weather over the course of July and the weather conditions have, no doubt, had a big impact on the number of crashes in the 98th Tour de France. Although, commentators on the sport believe the winding roads in the Tour’s flat stages and finishes have had the biggest impact on injury.

The number of injuries and deaths involving cyclists, both on and off-road, have been well documented over the years and road racing could be viewed as more dangerous than other mainstream sports as the events don’t benefit from a controlled environment, like a stadium.

Potholes, poor road surface repairs, drain covers and debris are all potential hazards during a road race and, if you add to this the fatigue of the rider, along with potential equipment malfunction, it’s easy to see how accidents happen.

Cyclists during competitions travel at amazing speeds and so, if a cyclist crashes into spectators, a number of people can be severely injured. At the annual Cottingham Cycle race earlier this year, four people, including two children, were hospitalised after a cyclist crashed into them during a road race.

It’s worth asking yourself, what might the implications of this be for the organisation that approved the route? Although it is unlikely that a club could be sued for choosing a route with winding roads (and therefore poor visibility), they could be at risk if there were any failings in protective barriers for spectators, insufficient marshaling or the failure to conduct an appropriate risk assessment for the event.

Do you have any queries on Sports Club Insurance? Join the conversation

Perkins Slade is authorised and regulated by the Financial Services Authority.

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William had been batting and had just scored another duck. He asked the captain ‘What sort of coach would you recommend to improve my cricket performance?’
The captain replied… ‘One that’s far away from this sports club!’

Have you ever stepped in when the coach or captain wasn’t able to attend training at the last minute? Has someone asked you to give them advice on how to put the perfect spin on the ball or how to get the right action when bowling?

Whether you’re training, taking part as a cricket club committee member, a cricket coach, instructor or even talking on your club’s website or forum, Cricket Club Sports Insurance isn’t always at the top of the agenda, but it’s something you should seriously consider.

Coaches, instructors and even ordinary cricket club members often provide coaching advice and instruction but if this advice results in an injury, either to the person they are training or to someone else, they could be sued. Perkins Slade Sports Liability Insurance includes Professional Indemnity that would cover you if you were found to be personally liable.

Perkins Slade can cover the following aspects of your Cricket Club’s Insurance:

• Personal injury to third parties and property damage
• Injury caused by club members to other club members
• Negligent coaching advice which results in an injury
• Libel and slander
• Failure of the club to safeguard children or vulnerable adults (provided you have a satisfactory child protection policy)*

Do you have any match day stories or jokes you’d like to share? Join the conversation.

Perkins Slade is authorised and regulated by the Financial Services Authority.

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