This Policy provides twofold protection for your Members whilst they are participating in recognised activities of the Association.
The benefits are payable if a member suffers an accident (whilst participating in the sport) which leads to the following:
- Death
- Permanent Total Disablement:
from usual occupation including loss of eye[s] and/or limb[s] - Temporary Total Disablement:
(max 52 weeks). Excludes first 2 weeks
We can provide the following levels of cover. Please choose one Level for ALL your members.
| Level | Death | Permanent Total Disablement | Temporary Total Disablement | |
|---|---|---|---|---|
 | ||||
| 1 |  | £15,000 | £25,000 | £50 p.w. |
| 2 | | £30,000 | £50,000 | £50 p.w. |
| 3 | | £30,000 | £50,000 | £75 p.w. |
| 4 | | £15,000 | £25,000 | - |
| 5 | | £30,000 | £50,000 | - |
| 6 | | £40,000 | £75,000 | - |
Please note:
- For the Temporary Total Disablement:-
Benefits for unemployed and school children are at £15 and £5 respectively, regardless of which scale of benefit is taken. - Death under 16 years £2,000.
- Only one of the above alternatives is available and this must be for all members of the Association.
- Personal Accident cover is excluded for Members aged 65 and over.
Should one member sue another member as a result of injury, loss or damage, which is due to their negligence, this policy will respond.
Limit of Indemnity is £2,000,000 any one occurrence.
For further information, please email the Sports Insurance Team at sports@perkins-slade.com
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