To see our current Terms of Business which applies to all business incepted or renewed from 18 October 2010, please download the following document:
If you would prefer us to post a copy of our Terms of Business, please contact us.
If you require our previous Terms of Business, please contact us for a copy.
You are deemed to have accepted the relevant Terms of Business and given your consent for us to operate in the ways described unless you advise us otherwise in writing within 10 days of either your policy inception or renewal date.
It is recommended that you print off a copy of this Terms of Business and retain it with your policy.